Guest post is provided by Total Merchant Services. Total Merchant Services offers a top quality credit card processing service to small businesses. Visit their website for more information.
Summary: Online shopping with credit cards is a rising trend in consumer behavior. Having an online business merchant account will allow you to offer your products and service to a greater range of potential customers.
Credit cards are commonly used by consumers and their use has increased over the years. Plastic credit cards originated in the 1960s as an innovative technology to give merchants and consumers the ability to have instant access to their bank accounts with debit cards. Credit cards allowed people to buy products in advance, giving them the freedom to purchase items whenever and whenever they wanted. It can be argued that credit cards boosted the economy, as people felt more inclined to buy products and services from merchants.
Shopping online is a trend that has also increased over the years since the development of the internet. If you have an online business merchant account, you will have the ability to offer this option to your customers. With the development of mobile shopping apps, consumers can buy products relatively instantly. Consumers now have immediate access to online services, sometimes right after they pay for them. An example of this would be the Kindle app. Readers can buy a book and download the entire thing to their mobile device within seconds for their enjoyment. Consumers like this kind of instant access to products they want. Often consumers want your products but if they can find a more convenient, cheaper way to buy them from your competitors via online shopping, they may overlook what you have to offer. Sometimes consumers will even pay a more expensive price if the convenience better suits their needs. With the development of mobile devices, whether it’s impulsive buying or not, consumers will have better access to your products and services if you accept credit card payments online.
Credit cards have more inherent security than cash. Cash can be lost, destroyed or stolen without the ability to be tracked. Once you leave that cash behind you, it has parted from you forever. Conversely, if you lose a plastic credit card, all of your funds will still be in your band. Of course, you still have to call your credit card provider and ask them to cancel your credit card if you believe it is lost, so thieves cannot access your account. With the new emerging mobile technology, you can now pay with your phone. It has been observed that mobile payments online are even safer than carrying around a plastic credit card, specifically because the GPS on your phone allows it to be tracked in case you lose it.
Online merchant services are necessary for merchants who accept credit cards online. A credit card processing service will give you the ability to accept credit card purchases from your customers. You’ll need reliable customer service with low rates. Remember that the cheapest rate doesn’t necessarily give you the best options.
SEO / Marketing Tips & Advice
